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SHORES OF PANAMA

One of the most popular communities provided by Gulf Life Real Estate

SHORES OF PANAMA

About SHORES OF PANAMA

Shores of Panama PCB Neighborhood Guide

Welcome to Shores of Panama, one of the most sought-after beachfront communities in Panama City Beach (PCB), Florida. If you’re searching for the perfect blend of luxury, convenience, and coastal living, Shores of Panama offers an unparalleled experience in the heart of Florida’s Emerald Coast.

Why Choose Shores of Panama?

Shores of Panama is renowned for its stunning views of the Gulf of Mexico, resort-style amenities, and unbeatable beachfront access. Residents and vacationers enjoy a vibrant lifestyle, with crystal-clear waters, sugar-white sand, and a friendly, upbeat atmosphere.

Key Features

  • Direct Beach Access: Step straight from your condo onto the world-famous PCB shoreline.
  • Lagoon-style Pool: One of the largest and most beautiful pools in Panama City Beach, surrounded by lush tropical landscaping.
  • Full-service Spa: Relax with massages, facials, and more just steps from your doorstep.
  • On-site Restaurants and Bars: Enjoy delicious food and refreshing drinks without ever having to leave the property.
  • Modern Fitness Center: Keep up your fitness routine with state-of-the-art equipment overlooking the pool.
  • 24-hour Security: Enjoy a safe and secure environment, perfect for families and solo travelers alike.

Real Estate at Shores of Panama

Whether you’re seeking a luxury vacation rental, a second home, or a retirement condo, Shores of Panama offers a diverse range of properties, from cozy studios to spacious three-bedroom suites. Each unit features:

  • Private balconies with breathtaking ocean views
  • Fully equipped kitchens with modern appliances
  • Washer and dryer units in most condos
  • High-speed Wi-Fi and smart home features

Discover the latest Shores of Panama listings on Realtor.com and Zillow.

Things to Do Nearby

Life at Shores of Panama means you’re never far from PCB’s top attractions:

  • Pier Park: The premier shopping, dining, and entertainment destination in the area.
  • Shipwreck Island Waterpark: Family-friendly water rides and slides just minutes away.
  • St. Andrews State Park: Explore nature trails, snorkel in pristine waters, or take a dolphin tour.
  • Local Eateries & Nightlife: Enjoy fresh seafood, vibrant beach bars, and live music venues nearby.

Check out more attractions at the Panama City Beach Visitors Bureau.

Community and Lifestyle

Shores of Panama fosters a welcoming community for families, retirees, remote workers, and vacationers. Enjoy seasonal events, holiday celebrations, and group fitness classes. The complex is also pet-friendly, making it easy to bring your furry friends along.

Why Invest in Shores of Panama?

Panama City Beach real estate remains one of Florida’s most lucrative investment opportunities thanks to year-round tourism, strong rental demand, and a growing economy. Shores of Panama condos maintain high occupancy rates and deliver excellent returns for vacation rental investors.

Living at Shores of Panama

Experience the ultimate Florida beachfront lifestyle, complete with stunning sunsets, year-round warm weather, and endless coastal adventures.

Ready to find your dream condo or investment property? Learn more about Shores of Panama and available real estate opportunities by visiting Shores of Panama HOA or contact a local PCB realtor today.

Make Shores of Panama your new coastal home and discover why this neighborhood is one of the best places to live, vacation, and invest in Panama City Beach, Florida.

One of the most popular communities provided by Gulf Life Real Estate
74
# of Listings
1
Avg # of Bedrooms
$407
Avg. $ / Sq.Ft.
$420,414
Med. List Price

Browse SHORES OF PANAMA Real Estate Listings

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$250,000 - $500,000

$500,000 - $1M

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Over $5M

74 Properties Found. Page 4 of 5.

This beautifully decorated, beach-inspired 1BR + bunks Gulf-front condo is rental-ready. Enjoy sweeping views from your third-floor patio overlooking a resort-style pool with tiki huts, zero-entry design, palm trees, and ample lounge space. A private dock provides easy access across white sand to the emerald Gulf waters. Amenities include an indoor pool, spa, fitness center, and secure parking garage. Shores of Panama is undergoing a cosmetic refresh, adding future value. Ideal as an investment, primary residence, or vacation home, and just steps from the pier, dining, and conveniences, this condo has already demonstrated proven rental potential.
#1001245

Panama City Beach

9900 S Thomas Drive UNIT 317

2 Beds

2 Baths

907 Sq.Ft.

$359,900

MLS#: 1001245

Beautifully Furnished Gulf-Front Condo Experience coastal living at its finest with this exquisitely furnished 2-bedroom, 2-bath condo overlooking the Gulf of Mexico. The unit features a Gulf-front master bedroom and a spacious balcony with views of the pool, making it an excellent rental opportunity. Inside, you'll find tile flooring throughout, elegant granite countertops, and modern updates including a brand new HVAC system, new refrigerator, new washer/dryer, and new Polywood patio furniture. The condo has been freshly painted and comes fully furnished, rental-ready, with future bookings already in place. The living room offers a sleeper sofa and an accent chair that converts to a twin bed, enhancing comfort and flexibility. Well-maintained and move-in ready, this condo is part of the Shores of Panama resort, which boasts an array of amenities including expansive beach frontage, a large lagoon-style pool, an indoor heated pool, a fitness center, a spa, a tiki bar & grill, an ice cream and coffee shop, and a variety of summer activities for all ages. Centrally located, the resort is close to shopping, dining, and entertainment options. Don't miss out on this exceptional property—call to schedule your visit today!
#759678

Panama City

9900 S Thomas Drive 1615

2 Beds

2 Baths

907 Sq.Ft.

$359,900

MLS#: 759678

RENTAL MACHINE: 2025 Gross - $58k+ 2024 Gross - $59k+ 2023 Gross - $60k+ ...... TRUE GULF-FRONT! Beautiful 1bd + Bunkroom with 2 full bathrooms. One uniform floor through-out. Stainless Steel appliances. FULLY FURNISHED AND RENTAL READY. Make sure to get this one on your list to see. INCLUDES DEDICATED PARKING ON THE SAME FLOOR. Park and walk right over to your condo. NEW HVAC in 2024, New TV in Master Bedroom. New Fridge in 2024. All other appliances and water heater 2019. Bunkroom has door added. Bunkroom shower has glass door added.
#785852

Panama City

9900 S Thomas Drive 1030

1 Beds

2 Baths

951 Sq.Ft.

$359,000

MLS#: 785852

Most popular floorplan at Shores and these floorplans make very good revenue. Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! This is the most popular floor plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Lower floor and one of the best views in this building. This unit has all tile and luxury waterproof LVT. New microwave, Refrigerator and Washer/Dryer. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction.
#787672

Panama City Beach

9900 S Thomas Drive 917

2 Beds

2 Baths

907 Sq.Ft.

$357,500

MLS#: 787672

OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.
#782942

Panama City

9900 S Thomas Drive 2325

1 Beds

2 Baths

936 Sq.Ft.

$355,000

MLS#: 782942

SAME-FLOOR PARKING | CENTER-STACK POSITION | WEST-FACING GULF VIEWS Shores of Panama 1013 stands out for reasons that go beyond the typical beachfront condo checklist. Positioned in the center stack of the building, this Type-C floor plan offers a more balanced placement within the tower along with the convenience of a deeded parking space on the same level. One of the most practical advantages of this location is the covered access from the adjacent parking area, allowing you to move from your vehicle to your front door with added protection from the weather. It is a feature owners and guests appreciate right away, especially on arrival days, grocery runs, and beach weekends. This floor plan includes 2 bedrooms, 2 full bathrooms, in-unit laundry, and a west-facing balcony with views overlooking the lagoon-style pool and the Gulf beyond. From the moment you step inside, you will notice the thoughtful updates and clean presentation that help set this condo apart. Luxury floating LVP flooring runs throughout the unit and pairs nicely with freshly painted walls and tasteful furnishings. The living room and bedroom both include privacy curtains, and the kitchen is equipped with stainless steel appliances. Flat-screen TVs, a front-load washer and dryer, and a fully furnished turn-key setup add to the overall convenience and appeal. Major system updates include the HVAC and water heater, both replaced in 2019. The balcony offers more than 30 feet of outdoor space, creating a comfortable place to take in west-facing views of the resort pool, tropical grounds, and turquoise Gulf waters. It is the kind of perspective that reinforces why the center section of Shores of Panama continues to draw attention from buyers looking for a strong blend of view, layout, and convenience. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. HOA dues are $3,108.96 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.
#788575

Panama City

9900 S Thomas Drive 1013

2 Beds

2 Baths

907 Sq.Ft.

$350,000

MLS#: 788575

Step into one of Panama City Beach's most iconic resorts - Shores of Panama - and enjoy the rare convenience of a deeded parking space just outside the unit, on the same floor. Skip the elevator waits for exploring and head straight to your door, a luxury most units don't offer. This SE Gulf-facing unit offers stunning views from the living area and private balcony, perfect for relaxing after a day in the sun. The open layout features granite countertops, tile flooring throughout, and a bunk room with its own door and full bathroom, giving you the privacy and flexibility of a true two-bedroom setup. Enjoy resort-style amenities including the largest lagoon pool in PCB, indoor pool, spa, sauna, fitness center, and direct beach access. Located steps from dining, Walmart,
#984452

Panama City Beach

9900 S Thomas Drive 1109

1 Beds

2 Baths

845 Sq.Ft.

$349,000

MLS#: 984452

Most popular floorplan at Shores and these floorplans make very good revenue. Already established rental with a popular management company. Last year Net Rental was $44,846 with this year predicted to outperform. This gorgeous condo is completely updated with newer furniture, paint, appliances and also has a deeded same floor parking spot right around the corner from it. 915 is an excellent view of the Gulf and huge lagoon pool. Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! This is the most popular floor plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Lower floor and one of the best views in this building. This unit has all tile flooring, and completely turn-key. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center. The food at Shores is from 30A Chef, and if you haven't had it yet, you're missing something! You really don't need to leave the resort! Adding this to your portfolio will ensure years of ROI success.
#785985

Panama City Beach

9900 S Thomas Drive 915

2 Beds

2 Baths

907 Sq.Ft.

$349,000

MLS#: 785985

New on site 4 days ago
Own a ground floor level condo at The Shores of Panama and walk right from your balcony out to the pool with this highly sought-after ''C'' stack condo--1BD 2BA + Bunk. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
#789135

Panama City

9900 S Thomas Drive 115

1 Beds

2 Baths

907 Sq.Ft.

$349,000

MLS#: 789135

409! Low Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama. Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! - Sleeps 6. If you are familiar with Shores of Panama - You know its a Rental Machine and Summer 2025 is booking now! Stucco Renovations complete on this particular unit. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Side note: Seller is also selling 407, would be great to buy them both and rent to family and friends that want to be close together.
#787668

Panama City Beach

9900 S Thomas Drive 409

1 Beds

2 Baths

864 Sq.Ft.

$347,500

MLS#: 787668

Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, Florida Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests. The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential. The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed. The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort. HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.
#786205

Panama City

9900 S Thomas Drive 1817

2 Beds

2 Baths

907 Sq.Ft.

$345,000

MLS#: 786205

This wonderful 11th floor unit comes with your own dedicated parking spot at Shores of Panama! Spacious 1 bedroom, 2 bathroom condo with a private bunk space and amazing west facing views. Take in the beautiful sunset and views of the resort and incredible pool area while you unwind on the spacious balcony. As you enter the unit to your left is the large master bedroom which features views of the gorgeous emerald coast. Enjoy your en suite bathroom with shower/tub combo. Just down the hall is a bunk room with an adjoining bathroom, features a walk-in shower that is in high demand with guests. The Owners just had new barn doors installed giving the guests in that space added privacy. The kitchen offers ample room to prepare meals, features stainless steel appliances, a pantry for extra storage and a brand-new stainless farmhouse sink. The pantry could also easily be converted into an Owner's Closet. The open living space leaves plenty of room for dining and comfortable seating to kick back and relax after a long day at the beach. Shores of Panama has wonderful amenities including a heated indoor pool, indoor spa tubs, tiki bars, a gym and on-site dining. Shores is in a perfect location giving you and your guests easy access to stores, restaurants and entertainment, soon to include the brand-new Tootsie's on the beach. Reach out to your favorite Realtor to learn more!
#788662

Panama City Beach

9900 S Thomas Drive 1125

1 Beds

2 Baths

936 Sq.Ft.

$340,000

MLS#: 788662

Projected to generate $40K+ in 2026 with current management and new 2BR marketing (barn door bunk area). Previously produced $33,200 gross (Jan-Oct 2025) despite being offline Nov-Mar for stucco work. Major updates include new Carrier heat pump ($6,300), and water heater; updated electrical panel, LifeProof LVP flooring, new appliances (fridge, dishwasher, washer/dryer), furniture, and fresh paint. Deeded parking space adds rare convenience and rental appeal. Low-maintenance, rental-ready, and ideal as a short-term rental, second home, or beach getaway!
#999373

Panama City Beach

9900 S Thomas Drive UNIT 2226

2 Beds

2 Baths

936 Sq.Ft.

$339,900

MLS#: 999373

LOW FLOOR ALERT!!! 2BD Plus BUNKROOM and 3 FULL BATHROOMS. This is the style that people love, with the 3 full bathrooms. Living room and balcony have a great view of the Shores pool and the GULF OF MEXICO. Built-in shelves and entertainment area in kitchen. Priced to sell and low floor is very valuable in this building. You can DRIVE UP TO 7TH FLOOR AND WALK OVER TO YOUR CONDO. Lots of open parking on the 7th floor parking deck.
#785349

Panama City Beach

9900 S Thomas Drive 704

2 Beds

3 Baths

1,148 Sq.Ft.

$339,000

MLS#: 785349

INCLUDES 5th FLOOR PARKING ...... TRUE GULF-FRONT PENTHOUSE. Beautiful 1bd + Bunkroom with 2 full bathrooms. One uniform floor through-out. Stainless Steel appliances. FULLY FURNISHED AND RENTAL READY. Make sure to get this one on your list to see.
#781996

Panama City Beach

9900 S Thomas Drive 2330

1 Beds

2 Baths

951 Sq.Ft.

$339,000

MLS#: 781996

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